Why Aren’t Loan Rates Dropping? The Bond Market’s Standoff with the Fed
Why Aren’t Loan Rates Dropping? The Bond Market’s Standoff with the Fed Published on: December 10, 2025 | By: The Team at Mine Mirth LLC Have you noticed that even though the Federal Reserve (the Fed) has been cutting interest rates, mortgage and loan rates aren’t really budging? You’re not imagining it. There’s a major, unusual tug-of-war happening right…